More than a loan!
An open credit line for quick cash.

$500 or $2,500 without a credit check

Fast credit, available to everyone, regardless of your situation, your credit score, or your borrowing history.

Open Credit allows you to obtain a line of credit for an immediate loan when you need it. Your cash will be deposited into your account within 24 hours.

Apply for open credit now!

Quick credit calculator

Select the amount of the line of credit you need!

You will have an overview of the amount of payments in a few clicks. Start a new project with Open Credit

Requests over $1,500 are only accessible in your account.
Line of credit amount ($)

Requests over $1,500 are only accessible in your account.

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Province
Payment Frequency

Your money, between $500 and $2,500, will be deposited as a variable credit.

Quick, easy and confidential

Open Credit is a quick and confidential borrowing choice that quickly responds to your urgent financial needs.

Variable credit is a different form of financing from traditional term loans. Your variable credit is open, so it does not have a fixed duration for repayment. So, by speeding up your payments, in addition to having no penalties, you will pay less for your credit.

No credit check

We do not check your credit history, so even with a bad credit score, you can still get a line of credit.

Confidential and secure

No documents to send. We use Instant Bank Verification (IBV) technology. Your variable credit request is completely confidential online and 100% secure.

Simple and quick E-transfer in less than 24 hours

Apply for a line of credit and a cash advance. You will receive your money the same day. Open Credit is simple, and your money is deposited instantly when you're approved.

Homme

Eligibility requirements:

  • Make your request online on our site
  • Be a Canadian citizen
  • Be aged 18 or over
  • Have had the same job for more than 3 months*
  • Receive your income by direct deposit

* Conditions may apply

Online request